Billionaire Jerry Jones, owner of the Dallas Cowboys football team, was ridiculed for using a “flip-phone” on Monday. It obviously has not held him back from being a successful oil businessman or successful owner of possibly the most valuable NFL Team. There is some tendency to think that the most recent technology is more important... [Read More]
Category: Continuing Education
Gratitude Offsets Anger and Fear
One cannot be in both Gratitude and also in Anger or Fear at the same time. If we are in gratitude we are in polar opposite of, and unable to be in, Anger or Fear. Anger locks us down wherein we are unable to move forward. Fear of the future also keeps us from moving... [Read More]
Steve Teaches CE Class – IRA’s In Estate Planning
Steve will teach a Continuing Education Class – “Retirement Plans in Estate Planning” on Wednesday, September 18, at 8am at The Biltmore Building to Financial & Insurance Professionals & Accountants. The Class is approved for one hour of Continuing Education Credit from the NC Department of Insurance. Steve will keep the class moving, relevant &... [Read More]
“Git ‘Er Done”
Larry the Cable Guy For many of us, our tendency towards perfectionism precludes us from moving forward. Our strong desire to “get it just right” precludes us from moving forward on what needs to get done. “Paralysis by Analysis” is a good description as it often precludes the perfectionist in us from moving forward on... [Read More]
You have an Affirmative Duty to do Estate Planning
Most states, including North Carolina, have laws in place that establish what your Estate Plan will be. Those Laws may be the opposite of what you actually want. In North Carolina under those laws, in a family with a husband and wife with children, in most scenarios, two thirds (2/3) of the parent’s estate, when... [Read More]
Summer Travel and Healthcare Authority
Summer is when many Americans are traveling out-of-state. They are on vacation to new places or to visit with loved ones or family. As we cross state lines one concern is that our Healthcare Power of Attorney a/k/a Healthcare Proxy might not be accepted in another state. For example if you have a Healthcare Power... [Read More]
Steve’s Class Well Received
The reviews on Steve’s North Carolina Department of Insurance, Continuing Education Class on Wednesday morning, May 29th on “The 10 Common Estate Planning Mistakes Single People Make” were all evaluated at the highest level of “Excellent”. Some of the comments were: “Good refresher!” “Received a much better understanding of Trusts and what to plan for.”... [Read More]
Can I Get Access To My Sick Mom’s Medical Information?
Under the Healthcare Privacy Laws, commonly known as HIPPA, medical providers are very limited in what information they may give out regarding a patient. If you do not have a Healthcare Power that includes HIPPA language, or a Healthcare Designation specific as to the HIPPA Laws, you may not get access to information regarding your... [Read More]
What About Mental Disability?
It seems that mental incapacity is on the rise among seniors. The Gerontologist tell us that Alzheimer’s Disease is on the rise. Part of that may be that we are living longer and part of that may be environmental. We should Estate Plan for Mental Disability as we may be unfortunate enough that we get... [Read More]
“Accounting Today” 10 Biggest Estate Planning Mistakes
Accounting today listed as the 10 Biggest Estate Planning Mistakes the following: 1. Procrastination. Failing to do any Estate Planning thinking there is always “tomorrow.” Maybe not! 2. Do it yourself mentality. Thinking you can perform complicated legal work with online forms which doom you to failure. 3. Failing to think of all the angles... [Read More]